NPH has been assisting Navajo households with acquiring, building, or renovating homes since 1996.  In 2014, NPH surpassed $50,000,000 in loans and grants that have helped over 443 households achieve homeownership or renovate their existing home. Sources of financing have included but are not limited to HUD 184, Fannie Mae Conventional, USDA 502 Direct, 502 Guarantee, 504 Loans/Grants, NAHASDA, CDFI, and NeighborWorks America. Of the $50 million in arranged financing we estimate that 94% of this financing is non-NAHASDA, but in part leveraged by NAHASDA investments in homebuyer education and construction services.

The HUD 184 Loan Guarantee Program has been the most popular loan product for NPH customers.  Through December 31, 2014 NPH has been involved with 188 HUD 184 Loan Guarantee financings.

This success can be attributed to strong partnerships and as a local intermediary; NPH is able to help families navigate the challenges of homeownership in Indian Country.  All customers participate in homebuyer education and meet one on one with a Homepurchase Advisor.

On August 26, 2014 NPH was notified we were awarded $147,000 in CDFI Technical Assistance Funding through the Native American Initiative.  The CDFI Fund’s Native Initiatives are designed to overcome identified barriers to financial services in Native Communities. These initiatives seek to increase the access to credit, capital and financial services in Native Communities through the creation and expansion of CDFIs primarily serving Native Communities.


Many thanks to Chase Bank for investing in Financial Education for Navajo families and individuals.   In our 17 year history we have had over 3,100 homebuyer education graduates and over 600 graduates of the Financial Fitness Program.  Native Partnership for Housing is proud to have Chase Bank as a partner.