We are in the financial education, mortgage lending, and construction business, but we are really in the business of building resilient and self-reliant communities. We do this by serving our clients with integrity, accountability, quality and innovation – every step of the way.



Native Partnership for Housing (NPH) serves the housing and homeownership needs of Native and non-Native clients in the Four Corners region in both remote and urban areas. We offer a full range of services. We provide financial education and counseling for home buyers, flexible and affordable mortgage lending products, and with our subsidiary Clear Water Construction Partners, we deliver quality design, build and remodel services.

NPH is a free-standing CDFI, the only one not dedicated to a specific tribe or tribal market. We are a charter member of NeighborWorks and a Certified HUD Approved Counseling Organization.  We are the only Native non-profit to have all three credentials.

NPH serves our clients with integrity, accountability, quality, and innovation.  As a trusted and transparent partner, we are committed to the highest ethical standards to meet the needs of our clients.


NPH, one of the first Native Community Development Financial Institutions in the U.S., was founded in 1996 as Navajo Partnership for Housing with the mission to empower Navajo families with financial knowledge and skills necessary to purchase or renovate their own homes. Until Navajo Partnership for Housing was established, no financing or mortgage credit was available on the Navajo Nation. In its 22 year history, the organization produced more than $60 million in loans and down-payment assistance, provided Home Buyer Education to nearly 4,000 families, and assisted close to 700 families.

In 2014, the organization expanded its mission to serve all Native and (eventually) non-Native clients and changed our name to Native Partnership for Housing which better described our expanded scope. Today the company is known as NPH.

NPH has established two C-Corp Subsidiaries, Native Investment Holdings, Inc. and Clear Water Construction Partners, Inc. With Clear Water Construction, NPH gains critical control over home building costs, quality and scheduling.


Native Partnership for Housing strives to empower Families and Individuals to become successful homeowners and tenants, while we Build Homes and Contribute to Community Economic Development.


We envision Resilient, Self-Reliant Communities where Quality Housing, Home Ownership and Economic Development provide Opportunities to raise strong and healthy families.


Rollin Wood is an enrolled member of the Cherokee Nation and has served as Executive Director of NPH since 2014. Under his leadership and vision, NPH has been successful in expanding NPH operations in lending, housing counseling, and construction services, to provide clients of NPH with quality services grounded in NPH’s non-profit mission of increasing access to homeownership and contributing to economic development within Native communities.

Prior to joining NPH, Mr. Wood owned and operated Sierra Vista Resources, Inc., located in Tucson, Arizona, developing business plans and financial projections for start-up businesses, including a Navajo-owned company in the natural resource industry. His previous work experience has included providing management and field operations for several large scale mine exploration projects, as well as a lengthy prior career in the broadcast industry serving at the executive level and devoting his expertise in the areas of sales, marketing, and management throughout broadcast offices located in Phoenix, Seattle, Sacramento, Portland and Fresno.

Rollin Wood has business training in strategic planning, sales, human resources and management through the Belo Corporation and the Tuck School of Business, Dartmouth: Building Successful Native-American Businesses. Rollin also serves on advisory committees for Native CDFI Network and Oweesta’s Housing Committee.

Priscilla Otero is an enrolled member of the Navajo Nation. Ms. Otero joined the NPH team in 2014 and has devoted her knowledge and expertise in accounting and business management to developing and managing the internal and external capacity of NPH.

Ms. Otero was born in Chicago, Illinois, and holds an MBA in Business Administration from the University of Phoenix; a B.A. in Accounting from New Mexico Highlands University, and an Associate’s Degree in Accounting from San Juan College.

Before joining NPH, Priscilla served as an accounting manager for Navajo Nation Oil and Gas Company (NNOGC), and also served as Financial Officer for Home for Women and Children, a nonprofit serving the needs of women and children. In addition to her extensive professional experience, Priscilla brings a passion for business and collaborative team building to NPH. She finds her greatest motivation in coaching others to perform above and beyond expectations.

Belinda Hadley in an enrolled member of the Navajo Nation and has been with NPH since 2008. She has more than 26 years of experience in the lending industry and is licensed to originate loans for NPH in New Mexico and Arizona. In addition to assuring that all loans are aligned with NPH strategic objectives and applicable laws, Belinda recommends operational and policy improvements and maintains contracts with lending partners.


PO Box 2996
Window Rock, AZ 86515

JERRY RYBURN, Vice President (Interim)
1509 Presto Way NW
Albuquerque, NM 87104
Bank & Trust Company

NELSON TOLEDO, Treasurer (Interim)
PO Box 2365
Bloomfield, NM 87431

PO Box 302
Ganado, AZ
Twin Arrows

PO Box 946
Zuni, NM 87327
Public Works at Pueblo of Zuni